Answer: Financing or Credit.
Explanation: Acquiring funds through borrowing represents: Financing or credit, which is the money acquired by any person or company to carry out any activity that requires capital to start a project or business or for personal activities such as purchase of a car or house, or to invest in education. These funds are provided through banks and to access them it is necessary to meet the established requirements and set the date and conditions on which the loan can be paid by the applicant.