A special flood hazard zone is one of the six natural hazards that must be disclosed. Special flood hazard zones are identified by Flood Insurance Rate Map.
Flood Plains Areas with a high risk of flooding that are shown on the Flood Insurance Rate Map are designated as Special Flood Hazard Areas (SFHA). SFHAs are defined as areas that have a 1% chance of being equaled or exceeded in any given year by the flood event that will inundate them.
Special flood hazard areas (SFHAs), sometimes known as floodplains, are geographic regions with a high risk of flooding. It is a location defined by the United States Federal Emergency Management Agency (FEMA) as having a special flood or mudflow hazard, as displayed on a flood hazard boundary map or flood insurance rate map.
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