It is 1953 and you are trying to secure a loan for a home. however, the bank denies your loan because the neighborhood is home to African Americans and Latinos. This practice is called Redlining.
Redlining is a discriminatory practice that puts services (financial and otherwise) out of reach for residents of certain areas supported race or ethnicity.
Redlining is that the practice of refusing to lend money, providing loans, give mortgages, or sell home insurance to people living in poor areas, or of charging them high rates for this.
In the United States, redlining could be a discriminatory practice within which services are withheld from potential customers who reside in neighborhoods classified as 'hazardous' to investment; these neighborhoods have significant numbers of racial and ethnic minorities, and low-income residents.
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