Respuesta :
Answer:
I would advise Kyle to purchase the computer now while it's on sale for $1,050.
Step-by-step explanation:
Given Kyle's financial situation, it's essential to weigh the pros and cons of purchasing the computer now versus waiting.
First, let's consider Kyle's income and expenses:
- Income per week from his job: $650
- Fixed monthly expenses: $1,800
- Savings: $800
Now, let's calculate Kyle's disposable income after covering his fixed expenses:
- Monthly income from his job: $650 * 4 weeks = $2,600
- Disposable income: $2,600 - $1,800 = $800
With $800 in disposable income each month, Kyle has the flexibility to afford the computer without dipping into his savings or using his credit card. However, let's consider the options:
1. **Buying the computer now on sale for $1,050:**
- Kyle can afford to purchase the computer outright without using his credit card.
- He'll still have some leftover disposable income for other expenses or savings.
2. **Waiting and saving up for the computer:**
- If Kyle waits and continues to save his disposable income, he can purchase the computer within 1-2 months without using his credit card.
- By saving up, Kyle can avoid accumulating credit card debt and potentially paying interest on the purchase.
Given these options, I would advise Kyle to purchase the computer now while it's on sale for $1,050. He can afford it without using his credit card, and he'll still have some disposable income left over for other expenses or savings. Additionally, buying the computer now allows him to start benefiting from its use sooner, potentially improving his work-from-home capabilities and productivity.
