Either way, there will be an overdraft. the beginning balance is $20 add to it $50 and the total balance is $70. When the two checks totaling $75 are posted to the account, The account will be in the negative whether the checks post before or after the deposit. Before the deposit, the account will be overdrafted $55 if the checks post after the deposit, there will be an overdraft of $5. So, the answer to both questions is yes.
