It is true that group health care plans only cover medical, surgical, and hospital expenses.
Group health care plan is the benefit provided by an employer or some employee organization to the employees and their families. The benefit can be in the form of insurance, reimbursement, direct expenses or any other.
Buying such plans is a mandatory provision in the U.S. The cost of such plans is quite reduced when offered through the organization. Hence it is an affordable method. It also provides easy access to specialized and experienced doctors. For the private sectors, there are different companies set up for the same.
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