Key is a produce who has obtained consumer information reports under false pretenses. under the fair credit reporting act. The maximum penalty that may be imposed on ken is $5000.
The Fair Credit Reporting Act or FCRA is a federal law which regulates the collection of consumers' credit information and also access to their credit reports.
This act was passed in 1970 to address the fairness or accuracy as well as the privacy of the personal information which is contained in the files of the credit reporting agencies.
Businesses check different credit reports for many purposes, such as they use credit reports for deciding whether to make a loan or sell insurance to any consumer.
FCRA also gives consumers different rights which includes free access to their own credit reports.
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