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An endorsement found in an insurance plan which modifies the provisions of the policy is called rider

What’s an insurance endorsement?

  • An endorsement is a term used to denote a policy document update. An endorsement is often known as a "Addendum."
  • Its goal is to document any changes to the initial terms of the insurance in order to reflect the parties' negotiated agreement.
  • An endorsement can be linked to the policy or contained in the policy statement, usually near the end.
  • It can be used to amend the terms of a conventional policy, in which case it will be attached from the start of the cover

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