Unrecorded liens, mining claims, and water rights are standards of what is covered by an extended coverage title insurance policy
Extended range in an owner's title insurance policy would include standard coverage plus shortcomings discoverable through a property inspection, including unrecorded rights of persons in custody, an examination of the survey, and unrecorded liens not understood by the policyholder.
Title insurance covers claims from defects. Defects are things such as another person claiming an license interest, improperly recorded documents, fraud, forgery, liens, encroachments, easements and other items that are defined in the insurance policy.
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