Demonstration of overt, intentional discrimination is considerably less likely now than it's been in the past. true
knowingly and willingly denying diverse individuals access to opportunities and outcomes in an organization; unethical and illegal and violates principles of distributive and procedural justice. It occurs when a consumer is openly and/or actively discriminated against on a prohibited basis factor. Disparate Treatment, which occurs when members of a prohibited basis group are treated differently than others.
“When a lender applies a racially or otherwise neutral policy or practice equally to all or any credit applicants, but the policy or practice disproportionately excludes or burdens certain persons on a prohibited basis, the policy or practice is described as having a disparate impact
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