A man, age 38, lives in North Carolina. He is married with two children and owns his home. He lives one mile from his job at a bank and
bicycles to work each day. He is in good health and has regular health checkups from his family doctor. He enjoys working on home-
improvement projects. He is afraid of flying and does not like to take many vacations.
Which combination of insurance would be most appropriate for the man?

A. travel insurance and short-term disability insurance
B life insurance and renters insurance
c. life insurance and health insurance