Answer:
In researching a budget, I have found there are many next steps that I can take towards my goals, I can live within my finances or make changes to benefit me in years to come. First, I should have financial goals that I am working towards and create a plan to achieve my goals. Secondly, I use cash only because I do not like owing money to anyone. Credit cards mean I am not in control of my finances and I believe there is no financial confidence in that. Thirdly, an emergency fund is essentially for me to set aside to cover any of life's unexpected events.
Explanation:
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