Which of the following events would cause a bank to reduce a depositor's account?

The depositor orders new checks through the bank at a cost of $50.


The bank collects a note receivable and related interest on the depositor's behalf.


There are outstanding checks drawn on the account at month-end.


There are deposits in transit on the account at month-end.


The bank corrects an error from previous month by adding $75 to the depositor account