Answer:
Independent assortment: occurs in metaphase I.
Fertilization: occurs during sexual reproduction.
Independent assortment: is random chromosome alignment resulting in variation.
Crossing over: occurs in prophase I.
Fertilization: fuses gametes to form offspring with genes from each parent.
Crossing over: exchanges genetic information between non-sister chromatids.
Explanation: I did this on Edgenutiy 2020 and got it 100% right.