Ray had a balance of $145 in his bank account. He then spent $15 for stationery, $50 for food, and $60 for gas. Now he has a balance of $20. After spending money on stationery, food, and gas, Ray has a ___ balance. He _____.
Space 1 positive or negative.
Space 2 has $20 in his account or owes the bank $ 20.
PLEASE HELP ME I WILL GIVE YOU THE BRAINLIEST