15.
Patrice is trying to decide if she needs a checking account, a savings account, or both. She asks for your advice. What TRUE statement about these accounts can you share with Patrice?

Some savings and checking accounts have a minimum balance requirement and will charge a fee if the balance falls below this amount.

Savings and checking accounts are usually not available at web-only financial institutions.

Savings accounts generally earn no interest on the balance of the account.

Checking accounts generally earn a lot of interest on the balance of the account.