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18-06-2016
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As a percent of take-home pay, monthly consumer credit payments should not exceed

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metchelle metchelle

28-06-2016

Take-home pay is calculated through individual's monthly gross income and subtracting federal tax, government, health and other contributions.

Consumer credit can be goods, money or services provided to a consumer instead of a payment and an example are credit cards and personal loans.

As a percent of take-home pay, monthly consumer credit payment should not exceed to 20%.

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