A dental insurance policy covers three procedures: orthodontics, filling, and extractions. During the life of the policy, the probability that the policyholder needs: Orthodontic work is 1/2 Orthodontic work or a filling is 2/3 Orthodontic work or an extraction is 3/4 A filling and an extraction is 1/8 The need for orthodontic work is independent of the need for a filling and is independent of the need for an extraction. Calculate the probability that the policyholder will need a filling or an extraction during the life of the policy.