“I’m totally new to investing. I kind of know what a stock and bond are but I don’t really know which specific ones to invest in. I remember playing the stock market game in school so I know the way to invest is to select individual stocks to put your money in! But, I don’t know WHERE I go to actually start investing! When I started my job, our HR department told me that they offer a 401(k) plan and do a dollar-for-dollar match up to 3%...although I don’t know what any of that actually means. I’ve also heard a lot of crazy stories in the news about individual stock prices just plummeting because of an unforeseen event, and I’m super worried that I’ll lose my money. What should I do? Where do I start?”