A woman earned wages of $40 comma 000, received $2100 in interest from a savings account, and contributed $3100 to a tax-deferred retirement plan. She was entitled to a personal exemption of $4050 and a standard deduction of $6300. The interest on her home mortgage was $7800, she contributed $2400 to charity, and she paid $1625 in state taxes. Find her gross income, adjusted gross income, and taxable income. Base the taxable income on the greater of a standard deduction or an itemized deduction. His gross income is $__.