During the next decade alone, the number of people aged 65 or older is expected to rise by more than one-third, and the share of the population aged 65 or older is projected to grow from the current 15 percent to 21 percent in 2040. Describe a proposed fiscal solution our government could implement to deal with the pending crisis in Social Security and Medicare. Include how this proposal could improve the system as well as potential disadvantages of the proposal.