The best-known credit rating in one country is the FICO score. The score ranges from 300 to 850 , with higher scores indicating that the consumer is a better credit risk. For the accompanying table, consumers with scores below 620 are labeled Risky. Those having scores between 620 and 660 are labeled Uncertain. Those between 660 and 720 have an Acceptable credit rating, and consumers with scores over 720 have Perfect credit. A department store kept track of loans (in the form of a store credit card) given to customers with various ratings.

Score range Defaulted Repaid
Risky 38% 62%
Uncertain 16% 84%
Acceptable 3% 97%
Perfect 2% 98%

Is the credit score (as defined by these four categories) associated with default? How can you tell?
A. Yes, because the percentages differ among the rows.
B. Yes, because the percentages differ among the columns.
C. No, because the percentages differ among the columns.
D. No, because the percentages are approximately the same among the rows.
E. Yes, because the percentages are approximately the same among the columns.
F. No, because the percentages are approximately the same among the columns.