Arlene, a minor, buys a stereo from Savannah and signs a promissory note in the amount of $500 payable to Savannah within six months to cover the cost of the stereo. Savannah indorses the promissory note and transfers it to Alvin as payment for Alvin painting Savannah's house. When Alvin tries to collect the note from Arlene at the end of the six months, if Arlene refuses to pay:

O Alvin will be successful in collecting the payment because he is a holder in due course.
O Alvin will be successful because he is not a holder in due course.
O Alvin will be unsuccessful in collecting the payment even though he is a holder in due course.
O Alvin will be unsuccessful because he is not a holder in due course.