Jimmy has a car that is still worth about $10,000. Right now he pays $135 per month for insurance that provides full coverage to his car. Currently, his deductible is only $200. When he called the insurance company, they said they would lower his monthly premium to $100 if he raised his deductible to $1,000. How long would he have to go without an accident in order for this to be worth it? Do you think this would be a good idea for Jimmy? Why or why not?